by ABILITY GROUP | May 13, 2024 | Reforms, Workers Compensation
With ongoing pressure across all Australian jurisdictions, Victoria’s WorkCover scheme has recently been updated under the Scheme Modernisation Act, effective from 31 March 2024. The key changes include new eligibility criteria for mental injury claims, an additional requirement for receiving weekly payments beyond 130 weeks as well as other changes.
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by ABILITY GROUP | Jan 14, 2019 | Claim management, Injured Worker, Injury Management, Reforms, Workers Compensation
Injury Management
Beginning 1 January 2019, the State Insurance Regulatory
Authority (SIRA) are applying new reforms to the workers compensation dispute
resolution process to align with the Workers Compensation legislation Amendment
Act 2018.
The goal of these changes is to minimise dispute by
streamlining the system, making it easier and more effective for claims
processing and support services.
5 key changes which bring positive effects to the injury
management process:
- The Workers Compensation Commission (WCC) will now resolve all disputes, as they now have mandatory internal reviews for injured workers.
- The option to apply for an internal review of the insurer’s decision is still available.
- For a work capacity decision or review of liability, the insurer is required to respond within 14 days. Worker legal costs for reviews of work capacity decisions will be met by Independent Legal Assistance & Review Service (ILARS).
- Notice of insurer decision
- Existing notice templates will need to identify information received from the employer and considered in addition to information received from workers and insurer.
- The insurer is the first point of contact workers compensation complaints and enquiries in the first instance. Injured workers, employers and service providers also have the option to also call the iCare Complaints & Enquiries team on 13 99 22.
- Unresolved complaints and enquires for employers will be directed to SIRA on 13 10 50 or contact@sira.nsw.gov.au.
- Unresolved complaints and enquires for workers will be directed to Workers Compensation Independent Review Office (WIRO) on 13 94 76 or contact@wiro.nsw.gov.au.
- If a worker has a complaint about their employer or provider, they are advised to contact SIRA.
- Permanent impairment compensation without referral to an Approved Medical Specialist may be awarded by the WCC in certain circumstances.
Other smaller changes include:
- The mandatory electronic delivery of workers
compensation information to employees
- Changes to the definition of PIAWE to include
shift and overtime allowances, and ability to settle on PIAWE rate in certain
circumstances.
- Injured workers who receive workers compensation
benefits as well as CTP damages for the same injury will only need to repay to
the workers compensation insurer the amount of weekly payments received.
- Injured workers who were identified
to be in the ‘catastrophic injury’ category will continue to receive medical
benefits under the workers compensation scheme, even if they commute their
weekly benefit entitlements.
If you would liek to discuss or need help, please contact us to discuss.
by ABILITY GROUP | Jan 10, 2019 | Reforms, Workers Compensation
In recent years, the reforms surrounding NSW Workers Compensation have received criticisms of poor practices from employers. The 2015 changes divided the workers compensation system into the State Insurance Regulatory Authority (SIRA), Insurance and Care NSW (iCare) and SafeWork NSW in an effort to produce a more effective and dedicated response to claims.
The NSW Business chamber highlights inefficiencies in the
system which are inflating insurance expenses and negatively impacting both
employers and employees. These proposed inefficiencies include poor claims
management practices, causing delays to medical and rehabilitation services to
workers – which ultimately cause a rise in premium costs. Moreover,
inappropriate approval of claims, poor advice and low levels of support for
employers and employees have also been blamed.
However, despite the complaints and calls for an urgent
review of the system, a spokesman for NSW Treasurer Mr Perrottet mentioned it
has brought about massive improvements. Since 2015, they have boasted reduced
business premiums, increased worker support and elimination of the scheme debt,
which compared to the old scheme, is a huge improvement. The predicted $4.1
billion deficit, premium increases of 28% and failure to help injured workers
have supposedly been rectified by these reforms.
The business chamber have scheduled meetings with a number of workers’ compensation stakeholders to address these criticisms.
Further information:
Source: Insurance News
Title: NSW Treasurer hits back after workers’ comp criticism
Read time: 2 minutes
by Marc Ring | Feb 16, 2018 | Claim costs, Claim management, Claims, Reforms, Workers Compensation
Since being implement on 1 January 2018, the new NSW workers compensation claims model teams have received significantly higher volumes than expected. EML teams are trying hard to manage the higher volumes yet teething problems exist.
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by Marc Ring | Mar 27, 2017 | Premium, Reforms, Workers Compensation
From 1st March 2017 all new NSW workers compensation policies are required to be lodged directly to icare via their online portal. Businesses retain an option to select which insurer will manage their claims. Renewing policies from 30 April will transition.
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by Marc Ring | Mar 13, 2017 | Reforms, Workers Compensation
A NSW Parliamentary review of Workers Compensation Scheme has been released providing recommendations to improve the NSW scheme. The report revealed the scheme is $1.87B in surplus, claims have reduced materially (110,000 in 2011/12 to 60,000 in 2015/16).
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