ABILITY GROUP specialise in supporting businesses of all sizes across industries and therefore have interactions with all key insurers/agents. Despite workers compensation being regulated insurance, not all workers compensation insurers are the same. ABILITY GROUP assist businesses select the insurer best suited to their needs, circumstances and often secure additional valuable benefits.
The effort required to meet legislative Work Health & Safety (WHS) requirements (with traditional paper based policies, procedures and management systems) can become problematic and time consuming. Smart businesses therefore seek ways to simplify workplace safety and minimise the time required to manage their WHS related processes. At ABILITY GROUP we believe businesses should spend time constructively working towards workplace safety rather than wasting time unnecessarily managing these processes. The use of an online WHS system with integrated reminders can streamline processes and allow businesses to focus on their core business activities.
Poor health is a key factor in the duration of a workers compensation claim. If an injured worker has other health issues these can impact the cost of the claim and quite often become intertwined with the claim resulting in increased costs and frustration for business owners who often feel they are not liable for external health issues. Raising awareness within the workplace may be the best place to start, start your employees thinking about being healthier and you will reap the benefits. ABILITY GROUP has been working with an Exercise Physiologist to implement health and wellbeing program within our own business and can assist you with practical solutions to help you find the best solution for your business.
Workers compensation injuries have personal and financial impacts for the injured employee as well as their employer. At times and depending on the circumstances, it can be difficult for businesses to create suitable duties and effectively manage this process. When such situations become increasingly frustrating for a business to manage, we occasionally get asked about the process of terminating injured employees.
This is a complex area and needs to be treated with a high degree of caution, sensitivity and consideration.
In June 2014 ABILITY GROUP were engaged by a new client to undertake a strategic review of their workers compensation. Recently we advised the Managing Director that our efforts delivered $165,000 of workers compensation related savings.
In undertaking our review we commenced by investing time to meet with our new client and to obtain a detailed understanding of their business, workers compensation pain points as well as what outcomes they were ideally seeking.
We are increasingly finding situations where we need to engage the specialist assistance of our preferred investigators, Insight Intelligence, to minimise the business and financial impacts of workers compensation claims.
Inevitably due to circumstances in the workplace, launching an investigation to gather documented evidence from a claimant, witnesses or employer is required to assist in determining appropriate liability or actions required. Investigations can be either factual or surveillance in nature.