Difficult Claim Intervention
Difficult workers compensation injuries and claims can have a dramatic people, business and financial impacts that can cause problems for your customers/clients. ABILITY GROUP specialises in providing a variety of injury and claim management related services that assist businesses and brokers navigate the complexities of workplace injuries and workers compensation claims in achieving favourable outcomes and allowing them to focus on their core business. As an example, 9 months after the original injury ABILITY GROUP was engaged to assist a client with a difficult workers compensation claim. Our client had typical time pressures and with the injured worker continuing to be paid, claim costs were escalating.
After being involved with numerous degenerative disease claims, a business can be held unfairly liable for such claims. The workers compensation system, processes and insurers often hold the employer liable for the full claims costs.
There is growing evidence sitting or a sedentary lifestyle can result in chronic and even deadly health conditions. Many assume it is mostly office workers who are spending increasing time sitting yet there are many jobs that are also at risk. Majority of time sitting is work related yet once people leave work they also spend significant time sitting watching TV or the likes. What does the research say and what can be done?
WorkCover WA has announced a recommended 4.7% decrease in the premium rate for compulsory workers’ compensation insurance in Western Australia. The average premium rate would reduce to 1.483% of 2015/16 total wages and is a record low. Reductions are based on actuarial calculations reflecting lower claims despite these claims costing more.
One thing that was certain in our minds leading into the NSW State Election was that whichever party was elected there would be resulting significant workers compensation changes. To put this in context, SA has undergone the largest changes in over 20 years. Comcare, the national scheme, faces widespread change to modernise and keep relevant. NSW has experienced dramatic change and with the return of the Liberal government the 
Return To Work SA recently announced changes to the South Australian workers compensation scheme. The