NSW Workers’ Compensation Premium Review: Restoring Fairness

NSW Workers’ Compensation Premium Review: Restoring Fairness

The NSW Government has launched the first comprehensive review of the state's workers' compensation premium model in more than a decade. For the approximately 340,000 employers covered by the NSW Nominal Insurer Scheme, the review presents a rare and important opportunity to reshape how workers' compensation premiums are calculated from 2028 onwards.

The review seeks to improve premium transparency, affordability, predictability, return to work outcomes, and incentives for injury prevention. These are welcome objectives. However, many employers continue to question whether the current system fairly reflects workplace safety performance, effective injury management, and the factors businesses can realistically control.

At ABILITY GROUP, we are actively advocating on behalf of NSW employers to ensure that business concerns and real-world experiences are considered in this critical reform process.

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South Australia Reviews Claims Management

South Australia Reviews Claims Management

For the first time in nearly 15 years, South Australia’s workers' compensation system is undergoing a major review of its workers' compensation claims management providers. Return To Work SA has announced a procurement process that will reshape how claims are handled from July 2027, marking a significant shift for employers, injured workers, and the broader compensation landscape.

This development is more than just an administrative update, it signals a renewed focus on performance, recovery outcomes, and scheme sustainability. Employers across South Australia, and indeed the nation, should pay close attention to what this change means for injury management, workplace disruption, and the future of workers' compensation.

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Fraud Crackdown

Fraud Crackdown

Regulators are stepping up efforts to combat workers’ compensation fraud to safeguard the integrity of insurance schemes. Fraudulent claims drain resources from genuinely injured workers, inflate business premiums, and burden insurers. ABILITY GROUP underscores the importance of this campaign for both employers and workers.

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Significant NSW Workers Compensation Reforms

Significant NSW Workers Compensation Reforms

NSW has finally enacted significant NSW Workers Compensation Reforms, the most notable in over a decade, with the Workers Compensation Legislation Amendment Bill 2025, which received Royal Assent on 24 November 2025. These reforms introduce tighter definitions and objective tests for psychological injuries, including bullying, excessive work demands, racial and sexual harassment, and establish a clear framework distinguishing between primary and secondary psychological injuries. The reforms also streamline Whole Person Impairment (WPI) assessments to a single principal assessment by an approved medical expert, replacing dual assessments.

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WIRC Amendment Bill 2025

WIRC Amendment Bill 2025

The Victorian Government has recently completed the second reading of the Workplace Injury Rehabilitation and Compensation (WIRC) Amendment Bill 2025. These amendments received royal assent on 5 August 2025, with specific changes related to return-to-work coordinator obligations will come into effect on a date to be proclaimed.

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