In today’s fast-paced work environments, preventing injuries isn’t just a safety obligation, it can be a strategic or competitive advantage. At ABILITY GROUP, we believe proactive injury prevention and early intervention are key to building resilient teams, reducing downtime, costs and supporting long-term wellbeing. Understanding how to identify risks early and respond effectively can transform workplace culture.
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Each Australian States & Territory have different workers' compensation legislation & consequently, the method (or formula) used to calculate a workers' compensation premium. Workers' compensation insurance premiums are typically based on the business industry, annual wages & a range of other factors that could include claims frequency/costs, underwriting decisions, and various adjustments. The reason why a workers' compensation premium increases, therefore, depends on a variety of factors.
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As summer approaches, it's time to review and renew your policies. June marks a critical period for policyholders, and we’re here to ensure your coverage continues seamlessly, whether you're renewing a business insurance plan, updating your health coverage, or reviewing your property protection.
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At ABILITY GROUP, we understand the importance of maintaining safe and compliant workplaces. In each state & territory, there are different governing bodies. In NSW, a key government body created to help ensure compliant workplaces is the State Insurance Regulatory Authority (SIRA). We therefore explain what SIRA is and what SIRA employer supervision.
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Pre-existing conditions can have a significant impact workers' compensation claims. A pre-existing condition is any health issue that existed before a work-related injury or illness. These conditions can include chronic illnesses, previous injuries, mental health conditions, or degenerative diseases. So why are Pre-Existing Conditions important with workers compensation?
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